The water was a bit chilly in Lake Michigan. In fact, it was so cold that adults usually stayed out of the water and most of the people in the water were children. Naturally, Laura and Gayle were in the water.
Here you see those of us sensible enough to stay out of the frigid, icy water. Also noteworthy about this picture is the fact that Carl was not in his reading spot at the cottage where he spent approximately 98.786% of his time.